Sarah, 25, works at a company that offers a 4% match on a 401(k) plan. How should she plan for retirement?
Select the best answer from the choices provided.
A. She should pay her debts on time and then contribute at least 4% to her 401(k) if possible.
B. She should contribute at least 4% to her 401(k) even if she builds up credit card debt.
C. She should contribute 2% to her 401(k) and 2% to an IRA.
D. She should invest 5% in an IRA instead of the 401(k) plan.